Savings Rates

ViaSavings Rates

 

Savings 1 Dividend Period Dividend Rate APY*
Membership Shares Quarterly
0.25%
0.25%
Secondary Shares Quarterly
0.25%
0.25%
Christmas Club Quarterly
0.25%
0.25%

 

Money Market 2 Dividend Period Dividend Rate APY*
Balance $0.01 - $1,999.99 Monthly
0.25%
0.25%
Balance $2,000 - $9,999.99 Monthly
0.30%
0.30%
Balance $10,000 - $24,999.99 Monthly
0.40%
0.40%
Balance $25,000 + Monthly
0.55%
0.55%

 

Premier Money Market 3 Dividend Period Dividend Rate APY*
Balance $0.01 - $99,999.99 Monthly
0.25%
0.25%
Balance $100,000 + Monthly
0.75%
0.75%

 

Money Market IRA & HSA 4 Dividend Period Dividend Rate APY*
Balance $0.01 - $9,999.99 Monthly
0.25%
0.25%
Balance $10,000 - $24,999.99 Monthly
0.40%
0.40%
Balance $25,000 + Monthly
0.55%
0.55%

 

Share Certificates 5 Dividend Period Dividend Rate APY*
ViaStart Up Certificate 6
Special terms and conditions apply
Monthly
3.93%
4.00%
3-5 Month Certificate
Minimum $500 balance
Monthly
1.00%
1.00%
6-11 Month Certificate
Minimum $500 balance
Monthly
3.00%
3.04%
12-17 Month Certificate
Minimum $500 balance
Monthly
3.93%
4.00%
18-23 Month Certificate
Minimum $500 balance
Monthly
3.25%
3.30%
24-29 Month Certificate
Minimum $500 balance
Monthly
3.25%
3.30%
30-35 Month Certificate
Minimum $500 balance
Monthly
3.25%
3.30%
36-47 Month Certificate
Minimum $500 balance
Monthly
3.30%
3.35%
48-59 Month Certificate
Minimum $500 balance
Monthly
3.40%
3.45%
60-71 Month Certificate
Minimum $500 balance
Monthly
4.25%
4.33%

 

IRA & HSA Certificates 5 Dividend Period Dividend Rate APY*
3-5 Month Certificate
Minimum $500 balance
Monthly
1.00%
1.00%
6-11 Month Certificate
Minimum $500 balance
Monthly
3.00%
3.04%
12-17 Month Certificate
Minimum $500 balance
Monthly
3.93%
4.00%
18-23 Month Certificate
Minimum $500 balance
Monthly
3.25%
3.30%
24-29 Month Certificate
Minimum $500 balance
Monthly
3.25%
3.30%
30-35 Month Certificate
Minimum $500 balance
Monthly
3.25%
3.30%
36-47 Month Certificate
Minimum $500 balance
Monthly
3.30%
3.35%
48-59 Month Certificate
Minimum $500 balance
Monthly
3.40%
3.45%
60-71 Month Certificate
Minimum $500 balance
Monthly 4.25% 4.33%

 Savings rates are effective December 4, 2024 and are subject to change without notice.

*APY = Annual Percentage Yield

 

 


The minimum balance to open a Membership Shares account is $5.00. You must maintain a minimum balance of $5.00 in Membership Shares in order to obtain the disclosed Annual Percentage Yield (APY). Secondary Shares and Christmas Club accounts do not require a minimum balance. Dividends are compounded and credited quarterly.

The minimum balance to open a Money Market account is $100.00. You must maintain a balance that falls within the Money Market balance ranges stated above in your account each day to obtain the disclosed Annual Percentage Yield (APY). Dividends are compounded and credited monthly.

3The minimum balance to open a Premier Money Market account is $100,000. You must maintain a balance that falls within the Premier Money Market balance ranges stated above in your account each day to obtain the disclosed Annual Percentage Yield (APY). Dividends are compounded and credited monthly.

The minimum balance to open a Money Market IRA & HSA account is $100.00. You must maintain a balance that falls within the Money Market IRA & HSA balance ranges stated above in your account each day to obtain the disclosed Annual Percentage Yield (APY). Dividends are compounded and credited monthly.

Dividends are compounded and credited monthly. Early withdrawal penalties apply. Certificates with a term of 3-17 months are subject to a penalty for early withdrawal of 60 days dividends on principal withdrawn, whether earned or not. Certificates with a term of 18-71 months are subject to a penalty for early withdrawal of 180 days dividends on principal withdrawn, whether earned or not.

ViaStart Up Certificates have a 12 month term and you may only have one certificate per account. There is a minimum balance of $10.00 required to open the ViaStart Up Certificate. Monthly deposits are required. The maximum balance in a ViaStart Up Certificate can not exceed $1,200. Dividends are compounded and credited monthly. At the end of the 12 month term, the remaining balance will transfer to Membership Shares and the certificate will be closed. Early withdrawal penalties apply. ViaStart Up Certificates are subject to a penalty for early withdrawal of 60 days dividends on principal withdrawn, whether earned or not. The penalty also applies if required monthly deposits are not met.

0

Local Branches

0

Nationwide ATMs

0

Members Served

0

CO-OP Shared Branches