Home Loans

Unlock your dream home with our easy, flexible home loans and refinancing options

APPLY NOW RATES

ViaMortgage Loans: Your Key to the Front Door

Ready to level up your living situation?

Who said landing your dream space has to be a grind? With ViaCU, consider us your homebuying hero. We’re here to simplify the mortgage game and power up your purchase. It’s time to make those homeowning dreams a reality, and we're with you every step of the way.

  • Tailored mortgage plans from 5 to 30 years to perfectly match your budget and aspirations.
  • Sweet deals on rates and closing costs that keep your wallet happy.
  • Pre-approval clout to give you the edge in house-hunting and seal the deal faster.
Couple receiving keys to new house
Got Home Goals?

Let’s dive deep. Discover how ViaCU can be the bridge to your home sweet home.

Start Now

ViaHome Refinance Made Easy

Times change, and your mortgage can too.

Ever thought about saving a bundle by locking in a lower interest rate or shortening your mortgage term? We're here to make that a reality, helping you build equity faster and save big over time.

  • Competitive rates and low closing costs - That's the ViaCU way.
  • A range of mortgage terms - Tailored to fit your budget perfectly.
  • Lower your monthly payment or pay off your home sooner - We're all about giving you options to save more.
couple enjoying new house

Mortgage Refi Calculator

Enter the current balance of your existing loan.
Enter the interest rate of your current loan.
Enter your current monthly payment amount.
Enter the remaining term of your current loan in years.

Enter the interest rate of the new loan.
Enter the term of the new loan in years.
Enter the estimated closing costs for the new loan.

Unlock Your Home’s Hidden Cash with ViaHome Equity Loans

Let your home do the heavy lifting.

Ever think about tapping into your home’s equity for a cash boost? ViaHome Equity Loans are your golden ticket for big buys, sprucing up your space, wiping out debt, funding your or your kid's education, or anything else you've got on your wishlist.

  • Get a one-time, lump sum payout to fund your dreams
  • Enjoy the certainty of a closed-end loan
  • Benefit from low, fixed interest rates that keep surprises away
  • Flexible payback up to 20 years - Tailor your payments to fit your budget seamlessly.
color wheel
Elevate Your Home's Potential

Dive into the possibilities with your home equity. From renovations that breathe new life into your space to consolidating high-interest debt, discover how ViaHome Equity Loans can open doors to your financial goals.

Get Started

ViaHELOC

Unlock the power of your home's equity with our flexible HELOC.

Whether you're dreaming of a new kitchen, need to consolidate debt, or cover unexpected expenses, a ViaHELOC gives you the financial freedom you're looking for.

  • Streamlined Application - Jumpstart your dreams with a one-time application. Access funds without the wait, whenever you need them.
  • Revolve and Reuse - Our open-end HELOC means as you repay your balance, you free up more credit to use again. It's the financial cushion that grows with you.
  • Keep More in Your Pocket - Say goodbye to annual fees, application fees, and closing costs. Plus, the interest might just be tax-deductible. (Do check with a tax advisor!)
  • Adaptable Rates - Benefit from competitive HELOC rates that adjust with the market, ensuring you always get the best deal possible.
  • 24/7 Access to Funds - With ViaConnect, phone transfers, or any teller line, your funds are ready whenever you are. Day or night, your HELOC waits on no one.
happy couple in new kitchen
Unlock Your Home's Equity

Explore the flexibility and convenience of a ViaHELOC. Tap into your home's equity for renovations, major purchases, or emergencies.

Apply Now

2 easy ways to apply:

CALL 765.674.6631 VISIT A BRANCH

 

 


NMLS# 401925
View employees
 registered through the Nationwide Mortgage Licensing System (NMLS) Registry.

1 Loan approval is subject to loan policy and underwriting guidelines. 
2 The variable interest rate is based on the six-month Treasury Bill Auction, and is subject to change quarterly. The APR will not increase by more than 2% APR per year and a maximum of 6% APR over the life of the loan.
3 Cash advance amounts are based on pre-approved limit. Monthly payments are based on the balance after the most recent advance and does not change until you receive the next advance. Minimum monthly payment is 1.0% of new balance, but not less than $20.

0

Local Branches

0

Nationwide ATMs

0

Members Served

0

CO-OP Shared Branches